This material was gathered by National Financial Partners Corp. (NFP), its subsidiaries or affiliates for their registered representatives, investment advisor representatives and/or agents. Not for further distribution. Discusses fixed insurance products only.

The scheduled meeting is designed to provide general information in regard to the subject matter covered. It is not intended to provide legal, accounting or tax advice. Such services should be provided by appropriately licensed individuals. Accordingly, any information discussed cannot be used by any taxpayer for purposes of avoiding penalties under the Internal Revenue Code. National Financial Partners Corp., its affiliates and subsidiaries do not offer tax or legal advice. Reps and agents must be properly licensed to provide tax or legal advice.

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