Advanced Markets
American General
Private Financing with CLAT/GRAT!
Transfer appreciating estate property at a reduced gift value to exit private finance loans. (American General does not provide legal advice - all customers should contact a trusted legal/tax adviser).
AXA
Tuesday, June 28 @ 1pm ET: AXA Equitable Now Financially Underwrites Cases Based on the Projected Inheritance of the Insured!
Please join us for an exciting discussion on this subject hosted by AXA Equitable's Advanced Markets team. Click here for more details.
ING
White Paper: The "Own Your Own Policy" Buy-Sell
Share Advanced Sales' White Papers with your clients’ trusted advisors to help them understand how our concepts work - often an important part of closing the sale! Our new white paper features an important new buy-sell strategy - The "Own Your Own Policy" (OYOP) Buy-Sell. The OYOP strategy has the potential to combine buy-sell funding with personal life insurance needs, therefore it gives business owners the opportunity to combine all their life insurance needs into a single policy. It also gives business owners who leave their businesses during their lifetimes more opportunity to customize, structure and manage their policies to provide ongoing benefits after they leave the business. This white paper is available electronically on ING for Professionals using #160112. Access archived White Papers
Executive Bonus Plans: A Fresh Look at a Classic
Executive bonus plans remain a simple and cost effective tool for employee retention. Reconsider this option by reading this article in National Underwriter online, written by Pamela Duncan, CLU, ChFC, Senior Executive Benefit Specialist, ING Insurance Sales Support.
John Hancock
Special Needs Planning with Tom Begley, JD, Begley Law firm, JH Advanced Markets Radio
Tom Begley, of Begley Law Group in New Jersey, a firm specializing in Eldercare and Special Needs Planning for over 75 years, joined Randy Zipse, JD, CPA and Senior Counsel, The Advanced Markets Group, to discuss the need for life planning for individuals with disabilities. Click here to listen.
Life Settlements
ING
Viatical and Life Settlement Policy
Please read this important notice from Dan Mulheran, President of ING Life Distribution: The ING Companies Will Not Issue Life Insurance Policies Intended to be Resold in the Secondary Market.
Marketing/Industry Updates
Allianz
Help Your Clients’ Policies Keep Pace With Inflation
With the Allianz Life Pro+ SM Fixed Index Universal Life Insurance Policy, your clients can have the reassurance that if the unexpected happens, their family or business would be protected. And for other needs – including supplemental retirement income – Life Pro+ SM provides them with a way to access their cash value income-tax-free through policy loans. Read more
New Training Module – Now Available!
Show your clients how a fixed index universal life insurance policy can help supplement the cost of college. Read more
Allianz Life Pro+SM
Three kinds of protection in one product -- Click here to learn more.
American General
HIGH FIVE! - The 5 Point Play is Extended Through December 31, 2011!
The opportunity to receive a 5 point increase in writing agent compensation on our robust portfolio of creative universal life insurance solutions has been extended through December 31, 2011. Qualify for the additional 5 point increase in agent compensation with these great UL products… Learn more. Read the flyer for details and send the fillable version to producers in your downline.
Earning Your Trust Consumer Flyer
The Earning Your Trust flyer, approved for consumer use, has been updated with financial information as of March 31, 2011 (1Q2011). This piece and other company information can be found on the Company Updates page on eStation.
Select Income Rider for AG Select-a-Term®
A powerful insurance combination for families: guaranteed monthly income in addition to a lump-sum death benefit. Be sure to view the new SIR PowerPoint presentation.
AXA
Get Clients Covered!
AXA Equitable's Athena Universal LifeSM with the Long-Term Care ServicesSM Rider (LTCSR) can fill a client’s need for both life insurance and long-term care coverage. See this approach for clients that might not be able to qualify for a long-term care stand alone policy. LTC Services Rider Podcast
ING
ING Service Center
Flooding Situation Intensifies in Minot, ND - Impacts ING Service Center Associates Learn more
Thursday, June 30 @ 9am PT: Lunch/Morning Snack/Breakfast with ING Webcast
Where has the time gone? It’s the end of June already, which means at least one thing: it's time to gear up for a big second half. And we'll get you started with this information-packed ING ILS webcast featuring… Read more
ING TermSmart & ING TermSmart*NY Competitive Flyer (#139886)
See the "Better Prices" of ING TermSmart and ING TermSmart*NY across the board in this competitive analysis flyer. View $1 Million, $500,000 and $250,000 face amounts. Rates as of 6/6/2011.
Lincoln Benefit
What Would You Sell to Your Family Member?
If the lowest-priced policy doesn’t meet your customers’ needs, all you’ve done is waste their money and jeopardize your relationship with them. At LBL, we want to impact customers’ lives by offering the overall best value. Read more
MetLife
MetLife Investments - Delivering on Our Promises
The Delivering on Our Promises piece has been updated to reflect MetLife's investment portfolio for the first quarter of 2011. This client approved piece illustrates the position of MetLife's investment portfolio. Click here to view it now.
Attention MetWINS Users
Effective June 17, MetWINS Version 78 will be deployed. Click here for a list of the most noticeable enhancements.
Tools to Discuss MetLife's Recent $1.5 Billion Policy Dividend Payment Press Release
Click here for tools to talk with clients about the key components of dividends and the differences between stock and mutual insurance companies.
West Coast Life
West Coast Life One Company Update
In our efforts to keep you informed as we move through the "One Company" transition, we wanted to give you an update on critical milestones. Please click here. Included in this communication are updated FAQ pieces for BGAs and Producers as well as a contact sheet should you have additional questions. These items, along with additional information, timelines, and a link to the Electronic Contracting Tool, can be found on our website, www.westcoastlife.com.
They're Back... the West Coast Life A-Team
Follow the West Coast Life A-Team as they embark on the biggest journey of their lives. Click here to view.
National Underwriter
Fitch: Life Lenders May Dodge a Bullet
The commercial mortgage loans in life insurers' investment portfolios seem to be performing much better than the loans in banks' and thrifts' portfolios, and much better than they performed in the mid-1990s…Read more
ALIRT Report: Favorable Markets, Interest Rates Fuel Industry Earnings
Continued appreciation in equity markets and a lack of major movement in interest rates helped propel life insurance company statutory earnings and capitalization in the first quarter of 2011, according to a new report…Read more
ASPPA Asks DOL to Delay Fiduciary Fee Disclosure Reg's Implementation
The American Society of Pension Professionals & Actuaries and the Council of Independent Recordkeepers are asking the Department of Labor to delay the effective date for the proposed fiduciary fee disclosure regulation…Read more
Life Insurance CFOs Question New U.S. Statutory Regs
Most North American life insurance chief financial officers are concerned about new principle-based statutory regulations, both in terms of their readiness and the impact on the regulations on the competitive landscape…Read more
Executive Bonus Plans: A Fresh Look at a Classic
One thing that has not changed is that employers still need to find ways to recruit, reward and retain key employees in their businesses. Executive bonus plans remain a simple and cost effective tool for employee retention…Read more
Do You Own a Business or Hold a Fancy Job?
Many professionals believe they own businesses which are saleable assets that will continue to thrive after they retire or leave the company…Read more
Transferring the Family Business
The Tax Relief, Unemployment Insurance Reauthorization and Job Creation Act of 2010 presents various planning opportunities and the limited two-year window should prompt clients to act and to begin to take control of their estates…Read more
Why Planning Today Requires a Paradigm Shift for Tomorrow
Traditionally, large universal life insurance sales have been associated with the estate tax exemption and how much exposure an individual's estate may have to what is commonly referred to as the "death tax."…Read more
Product
American General
Elite Global Plus® and Elite Global Survivor® Now Offer Monthly M Elite Global Plus® and Elite Global Survivor® Now Offer Monthly Modal Premiums
As a market leader in product innovation and development, American General Life Companies is pleased to announce a new enhancement to our Elite Global Plus and Elite Global Survivor products. In response to your requests, we have expanded both products to allow monthly premium modes in addition to the existing premium modes. This change reflects the needs of our growing consumer base and allows you to illustrate monthly, quarterly, semi-annual and annual modal premiums for your clients.
AXA
Crediting Rates are Being Reduced on July 1, 2011 for Certain AXA Equitable Products
Click here for more details.
Lincoln Financial
See Our New Great Rates for Term Protection
Rates for affordable, convertible, guaranteed Lincoln LifeElements® Level Term protection are at an all-time low. It’s a great time to build your business among your high net worth clients. Read more
MetLife
New Rates for MetLife's Guaranteed Level Term
Effective July 5 MetLife's Guaranteed Level Term product will be repriced with significant improvements in many cases. Click here for more details.
Term Conversion Plus Enhancements - Updated!
MetLife extends the Term Conversion Plus Program through October 14 and lowered the eligibility criteria to $250,000. Click to view the updated Program Details or Producer FAQs.
Principal
Universal Life Protector IV now available
Principal Universal Life Protector IVSM (UL Protector IV) replaces Principal Universal Life Protector IIISM (UL Protector III) on May 22, 2011. UL Protector IV is not yet approved in all states. Click here for more information and marketing materials.
Prudential
Effective July 18, 2011 - PruLife UL Protector, Term Essential and Term Elite Will be Even More Competitive - and Top-Quartile in Many Instances!
In continuing our tradition of evaluating our product portfolio to meet changing producer and consumer protection challenges, we are pleased to announce the repricing of Term Essential/Elite and UL Protector. While the product features are not changing, this repricing will improve their competitiveness at key ages. Read more
Transamerica
Waiver Provision Rider is Available in California
Effective June 20, the Waiver Provision Rider is available for sale in California for the TransTerm portfolio of products.
Of Current Interest
For interest rates on Transamerica products effective June 22, 2011, click here.
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