Annuity Updates
November 29, 2010

American General

Read Ellen's story on the Power of Zero
Ellen's insurance professional showed her how an index annuity will keep her principal safe through the Power of Zero. He also suggested placing her funds in the AG VisionAdvantage® which will give her… Read more

Genworth

Fixed Deferred Annuity Annuitization Commission Reminder

Read more

 

Reminder: Minimum Premium Increase for Genworth SecureLiving® Effective November 15, 2010

Read more

 

New Commutation Feature Available on SecureLiving® Income Provider Immediate Annuities November 15, 2010

Read more

 

SecureLiving® Rate Saver Single Premium Deferred Annuity with Market Value Adjustment Available in California November 1, 2010

Read more

 

Ideas on Using Genworth Products to create opportunities
Consider this value proposition:

  • Federal marginal tax rates are likely to rise for affluent individuals in 2011
  • Money market rates are averaging less than 0.2%
  • Brokerage accounts pay less than 0.1% in many cases, and
  • 5-year CD rates are averaging less than 2.5%(power of tax deferral in an annuity)

Not many safe money savings vehicles offer the opportunity to grow $100,000 to nearly $125K in 7 years, guaranteed, tax-deferred. The Secure Living Rate Saver currently grows to $124,669 after 7 years using today's rate of 3.2%, it will be slightly lower Wednesday. Click here for a new tax deferral piece and click here for an updated Genworth SPDA annuity piece.

 

Genworth Rate Decreases and SL Rate Saver in CA available November 1st

Secure Living Rate Saver will be available in California on Monday November 1st. Click here for all of the CA Rate Saver paperwork needed. Click here for the 10/20/10 Rate Saver flyer also included for CA interest. Click here for the Rate Saver Quick Reference Guide.  Click here for the Key Features.

 
ING


Reward Your Top Performers!
As your agents help prepare their clients for retirement, who is helping them prepare for theirs?  Let ING USA help you give your top performers an edge as they prepare for their retirement future.  The Elite Producer Plan is a non-qualified deferred compensation plan introduced in 2006 as a benefit you can share with your top performers.  This plan provides agents with:

  • An annual contribution from ING USA equivalent to up to 5% of their street level compensation.
  • The ability to defer up to 100% of their commissions into the plan.
  • Multiple investment options for any deferred commissions.

Please click hereto view the attached flier which illustrates the benefit you can offer your top performers!  Call the Sales Desk today to see how you can personalize a copy of this flier!

Lincoln Benefit

Annuity Suitability Update
Regulatory activity with respect to annuity suitability continues at a rapid pace. We continue to monitor this activity to ensure our suitability program is revised to accommodate regulatory changes. Please read the bulletin to find out more Upcoming suitability changes

IA Annuity Training Compliance Reminder
We want to remind you of the annuity training requirement adopted by Iowa. The new rule applies to registered and non-registered annuity sales. For full details, please read the bulletin. IA annuity training notice


SureHorizon II Discontinuation Reminder
As previously announced, Lincoln Benefit Life will discontinue new sales of SureHorizon II effective November 1, 2010. View the bulletin

 

Lincoln Financial

Four options for built-in protection and growth potential
When your clients purchase a Lincoln OptiChoiceSM contract for a five-, seven- or nine-year term, they can allocate their money across four interest crediting accounts. Think of it as spreading their money across four buckets. Read more

Transamerica

Withdrawal of Annuity Products and Upcoming Transition Dates
Transamerica will discontinue sales of fixed annuity products beginning January 1, 2011. These decisions are based on a decrease in sales due to a persistently low interest rate environment and revisions to the insurance regulations which govern the sales of fixed annuities. For more information and transition dates, click here.


This material was gathered by National Financial Partners Corp. (NFP), its subsidiaries, or affiliates for their Registered Representatives, Investment Advisor Representatives, and/or Agents. Not for client distribution.

Securities may be offered through Registered Representatives of NFP Securities, Inc., a Broker/Dealer and Member FINRA/SIPC. Investment Advisory Services may be offered through Investment Advisory Representatives of NFP Securities, Inc. a Federally Registered Investment Adviser. 1250 Capital of Texas Hwy., Bldg. 2 - Ste. 125 – Austin, TX 78746 (512)697-6000. NFP Life Brokerage is a division of NFP Insurance Services, Inc. which is a subsidiary of National Financial Partners Corp, the parent company of NFP Securities, Inc.

Neither NFP Securities, Inc., nor NFP Life Brokerage offer tax or legal advice. Clients should consult with their individual tax and legal professionals prior to entering into such transactions.

36705 08/10 / INS12166