Annuities
American General
Annuity Suitability Training Requirements Bulletin
Annuity producers now complete suitability training through Quest CE in all states that have adopted regulatory requirements for annuity suitability. See Bulletin 11-076 for details.
Now Brewing
$5 Starbucks* gift card when you complete your required annuities training.
South Carolina Annuity Training Requirements
Required annuity suitability requirements for producers. See bulletin 11-090 for details.
AG Lifetime Income BuilderSM New State Availability
Optional living benefit rider for index annuities now approved in VA.
Rates
Current Annuity Rates and Recent Product Announcements.
Genworth
Genworth Product Specific Training Update - Web-Based as of 10/1/11
Genworth has recently transitioned to web-based product specific training. All producers in states that have adopted the NAIC annuity training requirements must take the web training. This replaces the attestation forms we previously required. Producers have a 40-day window to complete the online training. Applications received after November 10th in states that require the product specific training will be returned if the producer has not taken the training prior to submitting the business. This training is easy and can be taken all at once or one product at a time. Once the training is done, we’ll have a permanent record on file – something we were not able to do with the paper training forms. Click here to access the training site: www.genworth.com/annuityproducertraining
National Underwriter
The NAIC's STOA bulletin is among several items adopted. It does not have weight of model law, but it serves as a warning because the financial implications of fraudulent STOAs can have a negative financial impact on companies and consumers.
Protective Life
Annuity Interest Rate Notification
Interest Rate Notification Summary - Registered Products
Interest Rate Notification Summary - Unregistered Products
Interest Rate Notification Summary
Click a link above to view the PDF file, or right-click to save to your desktop. For individual product rate sheets, please visit the Protective Producer Center (for unregistered representatives) or the Protective Advisor Center (for registered representatives), and log in.
West Coast Life
Annuity Interest Rate Notification
Interest Rate Notification - Click the link to view the PDF file, or right-click to save to your desktop. For individual product rate sheets, please visit the Agent Center and log in.
LTC
AXA
Our Long-Term Care Services Rider Helps Client Planning
Do you have clients who can’t otherwise qualify for standalone Long-Term Care (LTC) coverage? Do you have clients who both need life insurance and long-term care coverage, but might not be able to cover the costs for both? See how the Long-Term Care Services Rider... Read more
John Hancock
John Hancock Investor Sentiment Index Declines Sharply in Q3 2011
Earlier this month, John Hancock Financial announced the results of its quarterly measure of investors’ views on a range of investment choices, life goals and economic outlook. Read this press release for more information.
VA: Partnership Certification Approved
Our partnership certification has been approved for Custom Care III and Core Care and you can begin marketing as of October 24, 2011. Read this article for age and inflation requirements, revised application booklets and an eligible policyholder mailing.
State-by-State Summary of the 2010 Rate Action
Download this document for a summary and high-level detail on which John Hancock and Fortis individual policies and states have been implemented to date. Form: LTC-1145
LTC Awareness: New Tools to Help You Talk to Your Clients and Build Your Business
Get ready to kick off November with our new interactive prospecting guide and calendar. And start gathering your ideas for our upcoming contest, in which you can win an iPad 2. Read this article for complete details and click here to help spread the news with our customizable flier.
LTC Focus Sales Idea: Simple, Affordable — Core Care
Are you looking for a simplified and affordable LTCI policy that’s easy to explain to your clients? Look to Core Care today, it can be a perfect fit for clients who might think the cost for coverage is too high or the features are too overwhelming to decipher. Form: LTC-6064
Important Update on the CLASS Act
On October 14, 2011, it was announced that the LTCI program, the CLASS Act would not be implemented. Read this article for a complete update.
Lincoln Financial
November is LTC Awareness Month
Empower your clients to get ready for a better future. Give them the guidance to protect retirement savings and their independence. Help them shelter their loved ones from taking on the burden of long-term care. Read more
Mutual of Omaha
Additional States Have Approved the LTCi Rate Adjustment on In-Force Business
On January 1, 2012, we will begin implementation of the LTCi rate adjustment on in-force business in Alabama, Delaware, Kentucky, Pennsylvania and West Virginia. For a complete list of approved states and additional information on the LTCi rate adjustment, visit the designated LTCi Rate Adjustment page on Sales Professional Access. LTC Product Page on Sales Professional Access
Show Your Clients How Owning an LTCi Policy May Provide Significant Tax Savings
Share these consumer-approved tax advantage flyers with your clients and show them how their policy may provide significant tax savings. LTC Connection - Tax Advantage Flyers
National Underwriter
Annuity, Insurance and LTC Owners Express Greater Retirement Confidence Than Others
But retirement confidence among all survey respondents drops nearly 20% in 2011, hitting a four-year low, with the greatest drop (-31.7%) occurring in confidence about the benefits…
Long-Term Care Insurance and Our Collective Denial (New York Times)
Long-term care insurance has been a favored topic of the press for the past few years, and for good reason: It's evident that Medicare will not come close to covering the enormous encroaching medical needs of aging Baby Boomers.
Should Treasury explore a federal insurance regulatory authority across many insurance lines? That is what the Federal Insurance…
LTCI Watch: A Mixed Bag
The glass is half full – but, hey: At least there's a glass. This week, I investigate the state of the LTCI market, chronic disease stats and more.
AQNHC is panning what it says are shortsighted Medicare and Medicaid cost-sharing proposals
Prudential
Top 10 Reasons to Sell Prudential LTC EvolutionSM
Click here to see how this simple yet comprehensive and affordable long-term care insurance policy can help you meet client needs.
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