Annuities

Genworth

Imagine All Your Agents Sending Their Annuity Business To You
With all the hard work you put into building relationships, you deserve the business. The simple truth is, you believe in a better way of communicating client solutions to your agents. Your professionalism, uncompromising integrity and experience have earned you the right. Genworth has partnered with you because of those things. You make no excuses about market performance or interest rate environment.  You communicate information in real time to your agents, honestly and accurately.  Genworth wants to help in those endeavors. You decide which companies to promote and we want to earn your trust and support. So if you remember one thing, please remember we are here to help with our weekly sales ideas, competitive products, and unparalleled sales support.  Especially in the current environment of training agents how to talk about fixed annuities, let’s get to work on growing your business and relationships with agents. Call us today to get more info on Genworth’s value-added training programs, sales ideas, and products to get started. Click here for the SecureLiving SPDA Annuity Overview.

Genworth Rate Decreases Effective Wednesday, March 23, 2011
The Rate Saver 7 year will still offer a rate as high as 3.40% for 7 years on $250k with an entry rate of 3.10% for $25k. The Secure Living Independence offers the following rates: first yr up to 5.15% and second yr at 3.15%. The Secure Living Liberty - 1 yr guarantee up to 5.40% and 3 yr guarantee up to 3.45%. To lock in the higher rates: all paperwork must be signed no later than Tuesday the 22nd and arrive at Genworth with the funds within 14 days of the sign date. For 1035/qualified transfers, all paperwork needs to arrive at Genworth within 14 days of the sign date to lock in the rate for 60 days from the application sign date while the funds are retrieved. 

NY Rates
National Rates
SecureLiving Liberty
Annuity New Business Address Change

ING

Check out our rates, effective March 16, 2011- Index Cap Rates as High as 7%

Click here for rates.

Lincoln Benefit

SIA III and SIA Premier Rate Structure Change
Effective April 4, 2011, the rate structure on newly issued Saver’s Index® Annuity III (SIA III) and Saver’s Index® Annuity Premier (SIA Premier) contracts will be adjusted. The rate tier is being removed so contracts with a premium of $100,000 or more will no longer receive bonus interest. Learn more

Lincoln Financial

Updated Lincoln Fixed Annuity Rates
Fixed annuity rate changes are effective 3/22/2011. Fixed indexed annuity rate changes are effective for applications received on or after 3/22/2011. Click here for details.

Protective Life

Annuity Interest Rate Notification
Click here for Registered Products
Click here for Unregistered Products
Interest Rate Notification Summary

Click on the link above to view the PDF files, or right-click to save to them your desktop. For individual product rate sheets, please visit the Protective Producer Center (unregistered representatives) or the Protective Advisor Center (registered representatives), and log in.

West Coast Life

Annuity Interest Rate Notification
Click here to view the PDF file, or right-click to save to your desktop. For individual product rate sheets, please visit the Agent Center and log in.

LTC

John Hancock

Reminder: FamilyCare discontinued as of March 21st
Effective March 21, 2011, we have discontinued the sale of the FamilyCare Benefit in all states. Read this article for complete details including administrative deadlines, and changes to materials and illustrations.

In-force rate action on certain policies in Alabama, Alaska, Ohio and Montana — beginning soon
We will soon begin policyholder notifications of in-force rate actions on certain John Hancock and Fortis LTCI individual policies originally issued in the states mentioned above in late April 2011. Read this article for state-specific details, implementation timelines and tools to help you through this process.

Overview of the Rate Action, LTC-1093
Producer Training Guide, LTC-1128
Information Guide, LTC-1105 

Notification of rate increase disclosure with GPO-style offer letters
We will soon begin including notification of our intention to increase premiums in all inflation offer letters to impacted John Hancock and Fortis policyholders in the coming month. Read this article for complete details and to see samples of the notices.

An update on the Federal Long Term Care Insurance Program
This article provides information about the FLTCIP open season, as well as the rules of engagement.

Participate in a private Partnership class
John Hancock is pleased to offer private LTC Partnership classes for your organization through our CE vendor, LTC Connection. We will send an instructor to your organization to teach either the 8-hr or 4-hr mandatory LTCI training requirements.

Mark your calendar for an upcoming Partnership training class
Meet your 8-hour initial and 4-hour refresher training requirements in a classroom setting. Click on your state for upcoming classes in your area: AR, AZ, CO, FL, IL, MD, MO, NE, NJ, OH, OK, OR, SC, TN, TX, VA, WA and WI.  

Lincoln Financial

Coming Soon! Lincoln MoneyGuard® Reserve Plus

On March 28, 2011, Lincoln will introduce the newest product in its linkedbenefits life insurance portfolio, Lincoln MoneyGuard®Reserve Plus. With this release, in addition to the same solid benefits that the previous versions of MoneyGuard have provided, there will be a zero-day elimination period for covered long-term care services and a new International Benefit. Read more

Mutual of Omaha

Your Step-by-Step Guide to Multi-Life Marketing
Selling Mutual Care at Work is a snap when following our three-step process. Mutual Step-by-Step Guide, United Step-by-Step Guide

Living Care Annuity is back in Ohio
As of March 21, 2011, Living Care Annuity is once again available in Ohio. New enhancements will add value for both you and your clients. View Details

National Underwriter

Subcommittee Sets CLASS Act Hearing

An arm of the House Energy and Commerce Committee plans to look at the sustainability of the Community Living Assistance Services and Supports program Thursday… Read more