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Annuities
American General
Run Rapid Rater for AG Lifetime Income BuilderSM
Our online quote tool will provide fast Guaranteed Lifetime Income Withdrawal quotes for index annuities. Click here to learn more.
AG HorizonFlex® and AG HorizonEmpireSecure® Minimum Guarantees held at 1.5%
American General Life Companies will maintain the guaranteed minimums at 1.5% for all AG HorizonFlex® and AG HorizonEmpireSecure® contracts issued on or after December 30, 2011. Please continue to use the existing sales material until further notice.
Annuity Rates
Current Annuity Rates and Recent Product Announcements.
AG Lifetime Income BuilderSM New State Availability
The optional living benefit rider for index annuities is now available in CA. Click here for state approvals.
Genworth
Upward Rate Adjustments from Genworth Effective 01/25/12 and a Suitability Update!
SecureLiving Fixed Annuity Rates
Click here to view
SecureLiving NY Fixed Annuity Rates
Click here to view
Annuity Suitability Profile
Click here to view
Genworth Online Forms
Click here to view
What makes us different?
- 5% Premium Enhancement on SecureLiving® Index 10 Plus: Your clients get a 5% premium enhancement on day one–helping their contract values grow faster. The 5% is applied across their allocations and will vest over time.
- 107% Guaranteed Minimum Accumulation Value on SecureLiving® Index 7: Your client's contract is guaranteed to grow even if there is an extended down market. At the end of the surrender charge period, their contract value is guaranteed to grow to at least 107% of their premium, less adjustment for withdrawals and any applicable rider charges.
- Bailout cap rate
- Penalty free access to the entire account value if the cap rate on the annual cap strategy is ever renewed below the bailout rate(45 day window) regardless of contract value allocated to the annual cap strategy
- Lifetime withdrawals with the Optional Income Protection rider
- Daily Benefit Base roll-up
- 5 year withdrawal factor bands
- Defer a year’s income for later
Rate sheets/marketing material/brochures
Index 7 quotes
Index 7 & 10 plus quotes
National Underwriter
Inflows for all annuity types rose nearly 13% in December, reaching $7.8 billion
Canada's Proposed Ban on Banks Selling 'Annuity-like' Products Not Expected to Happen Here
Since 1999, U.S. banks have been permitted to sell annuities, and experts don't expect that to change.…
Why Hanging on to Your Older Fixed Annuity is a Solid Bet (InvestmentNews)
In a stroke of good fortune, clients who decided to hold on to three-, five- and seven-year fixed annuities are benefiting from attractive yields, making the products a standout among fixed-income investments.
Annuity Industry Crystal Ball: 5 Predictions for the Year Ahead
With 2011 in the rear-view mirror, what can the annuity industry expect in 2012?
Lincoln Financial
January 2012 Fixed Annuity Leader
Click here to read more…
Protective Life
Annuity Interest Rate Notification
Interest Rate Notification Summary (Click link to view more)
Interest Rate Notification Summary - Registered Products
Interest Rate Notification Summary - Unregistered Products
For individual product rate sheets, please visit the Protective Producer Center (for unregistered representatives) or the Protective Advisor Center (for registered representatives), and log in.
LTC
John Hancock
12 FOR 12 – Helping You Build Your LTC Insurance Business
Introducing the first installment of our 12 FOR 12 program — a year-long campaign focused on providing you with value-added ideas to help you develop your LTC insurance business. The January edition highlights the importance of building a sound road map for success for the year. Have you developed your 2012 LTC insurance business plan? Click here
Mutual of Omaha
Wisconsin Has Approved the LTCi Rate Adjustment on In-Force Business
On April 1, 2012, we will begin implementation of the LTCi rate adjustment on in-force business in Wisconsin. For a complete list of approved states and additional information on the LTCi rate adjustment, visit the designated LTCi rate adjustment page on Sales Professional Access. LTC Page on SPA
Don't Forget the Family
Here are five conversation starters that can help you make a family-focused sale. Sales Tip
National Underwriter
Jeff Sadler, CLTC, covers partnership programs, PPACA and strategies for reaching both the individual and group markets.
As the Ways & Means Committee prepares to vote to repeal PPACA's long-term care component, known as the CLASS program, the Obama administration points to progress on other PPACA efforts, such as state health insurance exchanges.
House Ways and Means Committee members wondered at a routine markup why they can't build bridges.
Prudential
Prudential LTCi News: (CT, MA, SC) LTC3 Refreshed Rates Effective February 9, 2012
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