Annuities
American General
Annuity Suitability Training
Multiple states have adopted new regulations requiring training. Read bulletin 11-114 for complete details.
Legislation Yields Product Changes in Nevada Effective December 31, 2011
Nevada has amended the Minimum Withdrawal Charge requirement for all deferred annuity contracts. Read Bulletin.
Rates
Current Annuity Rates and Recent Product Announcements.
Important Annuity Updates!
Annuity interest rates remain unchanged… Read more
Genworth
Now Available: SecureLiving® Fixed Index Annuities
With retirement just around the corner or already here, many clients don't feel they have the time–or the stomach–to ride out current and future ups and downs of market volatility. Help them off the rollercoaster. Read more | Fixed Index Annuities State Approvals List
National Underwriter
Ernst & Young's Global Insurance Center U.S. Outlook for 2012 identifies five challenges for the industry in the year ahead.
Protective Life
Annuity Interest Rate Notification
Interest Rate Notification Summary - Registered Products
Interest Rate Notification Summary - Unregistered Products
Interest Rate Notification Summary
Click the links above to view the PDF file, or right-click to save to your desktop. For individual product rate sheets, please visit the Protective Producer Center (for unregistered representatives) or the Protective Advisor Center (for registered representatives), and log in.
LTC
John Hancock
Get Easy Access to Product Overviews and Tools
Visit www.CustomCareIIICoreCare.comfor all you need to help get you started learning about the new products, as well as the tools you can use to prospect and market to existing and potential clients. Please note there are launch kits still available for CT, IN and NYP, but in a limited quantity, so order today.
LTCKIT8051NCTCTP
LTCKIT8051NININP
LTCKIT8051NNYP
Custom Care III and Core Care State Variations
Please review this flier for the product nuances in your state. Form: LTC-8034
Order the Revised "What You Should Know About LTC" for IN Partnership
The Indiana Department of Insurance has revised this guide that must be provided to all consumers considering the purchase of a Partnership policy. Form: LTC-1308
Reminder: Delaware Senate Bill 30 Takes Effect January 1, 2012
It defines a civil union as a legal relationship between two persons, of the same or opposite sex, and provides that a party to a civil union is entitled to the same legal obligations, protections, and benefits afforded or recognized by law to married spouses.
Start Using Fillable Applications to Make Doing Business Easier
Our brief video and tutorial show you how using fillable applications can make the process of completing and submitting easier. The video is followed by a step-by-step tutorial on completing an application from your desktop.
Watch the video and tutorial, LTC-8717
Review instructions, LTC-8719
Year End Commissions Update
Please read this brief update regarding the $50 commission minimum implemented on September 1, 2011.
Reminder: Commissions Less Than $50 to be Held Until Minimum is Met
Earlier this year, we implemented a minimum commission payment, meaning if you earn commissions of less than $50 during a commission period, your check/direct deposit will not be generated until the minimum has been reached. Please read this article for examples and how you can sign up for direct deposit today.
Schedule a Private LTC Partnership Classes for 2012
Together with our CE Provider, LTC Connection you can have an instructor visit your organization for a private Partnership class in 2012— helping your producers complete the required training in their state. We offer the convenience of the 8-hour initial training and the 4-hour refresher training on the same day for your new producers as well as those that need the refresher training. For more information or to schedule a class, visit: www.jhpartnership.com
Mutual of Omaha
Revised Mutual Care Plus and Mutual Care at Work Application Packages for Ohio
In efforts to comply with Ohio's state regulations, we have revised the Personal Worksheet form to meet state regulations. In addition, Ohio is now requiring that each individual complete his/her own Personal Worksheet form (removed reference to Applicant B). Please begin using these revised applications. Applications (Mutual Care Plus), Applications (Mutual Care at Work)
Give a Compliment, Ask for a Referral
Find out why asking for a referral is really like giving a compliment. Sales Tip
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