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Annuities
American General
Rates
Check out our current annuity rates and recent product announcements.
Product Changes in Ohio Effective December 17, 2011
American General Life Insurance Company will lower the guaranteed minimums and eliminate Market Value Adjustment (MVA) on all annuity contracts issued in Ohio. Read Bulletin.
AG Lifetime Income BuilderSM New State Availability
Optional living benefit rider for index annuities.
Genworth
Game On! SecureLiving® Fixed Index Annuities Available for Sale Beginning 12/12/11
We are pleased to provide you with rate information on the various crediting strategies, as well as brochures and quick reference guides for the Secure Living Index 7 and the Secure Living Index 10 Plus. The applications will be available December 12 on Genworth’s non secure Ipipeline website, which is easily accessed by going to www.pro.genworth.com. Training is mandatory for producers in states that require product specific training, but all are encouraged to take it. The training is available on our website at www.genworth.com/annuityproducertraining. SecureLiving® will go live in 35 states on 12/12: AL, AR, AZ, CO, DC, FL, GA, HI, ID, IN, IA, KS, KY, LA, MD, ME, MI, MS, MT, NC, ND, NE, NH, NM, OH, RI, SC, SD, TN, UT, VA, VT, WV, WI, WY. More states are expected to follow early in the first quarter.
SL Index 7 Rates
SL Index 7 Brochure
SL Index 7 Quick Reference
SL Index 10 Plus Rates
SL Index 10 Plus Brochure
SL Index 10 Plus Quick Reference
Income Protector Rider Brochure
Income Protector Rider Quick Reference
Use An Illustration
Consider incorporating illustrations when discussing a SecureLiving fixed annuity with your client. An illustration is a great way to visually show your clients that their money will continuously grow in a fixed annuity. Plus, it gives you the opportunity to explain the different features and benefits a fixed annuity provides, instead of focusing only on the rate.
Rate Outlook
SecureLiving® Income Provider (National and NY)
SecureLiving® Fixed Deferred Annuities:
National Rates
SecureLiving® Liberty
SecureLiving® Independence
SecureLiving® Rate Saver
SecureLiving® SmartRate
New York Rates
SecureLiving® Liberty NY
SecureLiving® Independence NY
SecureLiving® SmartRate NY
Genworth's New SecureLiving Index Annuities
Genworth is pleased to introduce the newest additions to the SecureLiving suite of fixed annuities available this fall. Life changes, markets fluctuate, and plans don’t always go as expected—so consider offering your clients products designed to work in an unpredictable world by making sure that a portion of their retirement money is safe and has the opportunity to grow. Join us at a webinar to learn more about these great new products that provide you a new way to help you prepare your clients for retirement and to grow your business. You’ll leave with an appreciation of the straightforward design, differentiating features, and flexibility available to you and your clients.
Webinar will cover:
• Genworth’s Commitment to Fixed Annuities
• Why SecureLiving Index Annuities?
• Optional Income Protection Rider
• Q & A
Register for a session now by clicking a date below:
Tue, Dec 13, 2011 11:30 AM - 12:00 PM EST
Wed, Dec 14, 2011 4 - 4:30 PM EST
Once registered you will receive an email confirming your registration with information you need to join the webinar.
Genworth Rate Adjustment Effective 12/14/11
We are having a slight decrease of 15 bps on the SecureLiving Independence effective 12/14/11. To lock in the higher rates, the application must be signed on/before Tuesday December 13th and received with funds at Genworth by December 27th. If there is a 1035 exchange or qualified transfer, the application must be signed on/before the 13th and received at Genworth by the 27th for a 60 day rate lock from the application sign date.
National Rates
New York Rates
SL Independence Rates
Submission Guidelines
Lincoln Benefit
Hawaii Annuity Suitability Training Effective January 1, 2012
Effective January 1, 2012, all Hawaii licensed life insurance agents who sell annuities in Hawaii are required to complete certain training requirements prior to soliciting fixed and/or variable annuity products. Read more
Suitability Form Requirements Effective January 1, 2012
This is to advise that our Suitability Acknowledgement form has been revised to accommodate recently adopted regulatory requirements. Effective January 1, 2012, the FIC85-5 version of the form will be required to be submitted with annuity applications. Any other versions of the form will not be accepted. Read more
California Annuity Suitability Training, Suitability Form, and Replacement Requirements Effective January 1, 2012
This is to advise that effective January 1, 2012, all California licensed life insurance agents who sell annuities in California are required to complete certain training requirements prior to soliciting fixed and/or variable annuity products. In addition, to comply with California requirements, the revised Suitability Acknowledgement Form, FIC85-5 must be completed and submitted with annuity applications. Read more
Kentucky Annuity Suitability Training Effective January 1, 2012
This is to advise that effective January 1, 2012, all Kentucky licensed life insurance agents who sell annuities in Kentucky are required to complete certain training requirements prior to soliciting fixed and/or variable annuity products. Read more
Producers Selling in Nevada
Nevada recently passed new laws surrounding surrender charges. These new laws require the maximum surrender charge for annuities issued to individuals age 60 or older to 10%. Our current Saver's Index Annuity Premier surrender charge starts at 12% which is not compliant, therefore, we are closing new SIA Premier sales for the state of Nevada, effective January 1, 2012. Read more
AMO SalesMaker Software
Sales support concepts for advanced marketing including: business planning, estate planning, retirement, charitable giving and insurance annuities. Read more
Protective Life
Annuity Interest Rate Notification
Interest Rate Notification Summary - Registered Products
Interest Rate Notification Summary - Unregistered Products
Interest Rate Notification Summary - Click the link to view the PDF file, or right-click to save to your desktop. For individual product rate sheets, please visit the Protective Producer Center(for unregistered representatives) or the Protective Advisor Center (for registered representatives), and log in.
LTC
Mutual of Omaha
Full and Coverage Exchange Letters Being Mailed to LTCi Policyholders in Maine and North Carolina
Some of your Maine or North Carolina LTCi clients may be getting an offer letter letting them know their policy does not currently qualify for the partnership program in their state. Be prepared to talk with these clients about the benefits of updating their coverage to qualify for partnership benefits. View Details
Oklahoma Has Approved the LTCi Rate Adjustment On In-Force Business
On February 1, 2012, we will begin implementation of the LTCi rate adjustment on in-force business in Oklahoma. For a complete list of approved states and additional information on the LTCi rate adjustment, visit the designated LTCi rate adjustment page on Sales Professional Access (SPA). LTC Page on SPA
New 2012 Tax Advantages Flyers
Show your clients how owning an LTCi policy may provide significant tax savings. Tax Advantages for Individuals (Mutual), Tax Advantages for Businesses (Mutual), Tax Advantages for Individuals (United), Tax Advantages for Businesses (United)
National Underwriter
The House Energy and Commerce Committee goes over a bill that could seal the coffin of an ill-fated LTC program.
A long-term care insurance group says it has been gaining momentum in its effort to publicize the need for people to buy LTCI.
Prudential
Prudential LTC: Change to Indiana Compensation Schedules
In July of this year, the Indiana Department of Insurance changed its rules to remove compensation restrictions associated with Long-Term Care Insurance sales. Beginning with applications dated Monday, December 5, 2011, Prudential will pay standard compensation rates on sales of long-term-care insurance in Indiana. This will be effective for all levels of compensation, including brokers, Primary GAs and Sub-GAs. Read more |
