Annuities
American General
AG Lifetime Income BuilderSM
Optional living benefit rider for index annuities.
Annuity Rate Change
…and Important Annuity Product Updates.
Genworth
Immediate Annuity Rates – National and New York
A benefit decrease has been announced effective Monday, August 29. Any premium received after 9/5/2011 will be subject to this new rate scale. Paperwork received on or before 9/5/2011 for 1035 exchanges/transfers will lock in the existing rate scale.
Update: NAIC Suitability Model Regulation Requirements of Producers
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SecureLiving® Income Series Fixed Immediate Annuities
National
New York
Get Off the Rollercoaster with Competitive Genworth Annuity Opportunities
Are your clients tired of that pit in their stomachs from the ride on the stock market rollercoaster? Don’t let them wait until September when the parks close for the winter, Congress gets back in session and the President gives us a plan…help them get off the rollercoaster now! With money they want in guaranteed accounts, gains they may have built up over the last few years or money on the sidelines earning low yields, it’s time for them to consider a Genworth annuity. With rates holding and very competitive products, Genworth can appeal to many clients:
- For clients who like a bailout feature, consider Secure Living Liberty (rates as high as 5.25% in the first year)
- For clients who want a multi-year guarantee, consider SL Rate Saver ( rates as high as 3.1% for 7 years)
- For clients who require return of premium, consider SL Smart Rate
- For clients who need a first year bonus, consider SL Independence (first year rate as high as 4.7% with a 2% minimum)
Make no doubt about it, Genworth annuities are riding on a level track. They can help your clients:
1) Balance their savings
2) Reduce their taxes
Annuity Rates as of 8/8/11
CD vs. Annuity Brochure
Lincoln Benefit
Variable Life and Annuity Licensing Requirements in IN
This is to advise that licensing requirements applicable to variable life and annuity products have been revised. As of July 1, 2011, a variable life and annuity qualification is required on a producer’s license. Read more
Lincoln Financial
Help Build Future Income with Lincoln OptiPoint®
Your clients can save and grow their money for retirement with Lincoln OptiPoint® fixed indexed annuities and Lincoln Lifetime IncomeSM Edge. Read more
National Underwriter
Beacon: Non-MVA Fixed Annuities Gain
Sales of fixed annuities without market-value-adjustment features increased to $8.2 billion in the second quarter, up 4% from the total for the second quarter of 2010…Read more
NAIC Panel Adopts Annuity Disclosure Model Revisions
The Life Insurance and Annuities Committee at the National Association of Insurance Commissioners (NAIC) has endorsed a proposal to add an annuity illustrations section to the NAIC’s Annuity Disclosure Model Regulation. Read more
IRI: Annuity Sales Head Higher
U.S. individual annuity sales were 10% higher in the second quarter than they were in the second quarter of 2010, according to the Insured Retirement Institute…Read more
NAIC Plenary May Vote on Annuity Disclosure, STOA Items
The National Association of Insurance Commissioners executive committee and plenary plan to consider Annuity Disclosure Model Regulation amendments and a stranger-originated annuity transactions bulletin at the NAIC's summer meeting…Read more
Protective Life
Annuity Interest Rate Notification
Interest Rate Notification Summary Click the link above to view the PDF file, or right-click to save to your desktop.
For individual product rate sheets, please visit the Protective Producer Center(for unregistered representatives) or the Protective Advisor Center (for registered representatives), and log in.
West Coast Life
Annuity Interest Rate Notification
Interest Rate Notification Click the link to view the PDF file, or right-click to save to your desktop. For individual product rate sheets, please visit the Agent Center and log in.
LTC
Genworth
In-Force Rate Action State Implementation Announcement for Maine
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John Hancock
Alabama to Become a Compact State – Applications and Materials to be Impacted
Effective September 19, 2011, Alabama will join the Interstate Insurance Compact for Long-Term Care. We will provide more detailed information about the changes to and availability of application booklets and consumer marketing materials in mid-September.
Submit Your Clients’ LTC Success Story to the LIFE Foundation
The LIFE Foundation is seeking success stories from producers. Submissions may be used for their edition of realLifestories print and/or videos to promote the importance of LTCI planning. Visitwww.lifehappens.org/ltci-entry to submit your entry prior to September 12, 2011.
Download the Latest National Training and Partnership Resource Guide
The guide has recently been updated to reflect changes training requirements for Alabama, Illinois, Kentucky, Missouri, Ohio, Vermont, West Virginia, Wyoming and Wisconsin. Be sure to review it for state training requirements, deadlines, and resources on how to submit proof of certification. Form: LTC-3251
Mutual of Omaha
Mutual and United Consumer Presentations
These consumer approved presentations are an excellent tool to use with your clients to help you walk through the importance of LTCi as being an essential component to their financial plan. Mutual Presentation, United Presentation
National Underwriter
AALTCI: Life Plus LTC Equals Growth
Asset-based long term care arrangements sold well in 2010, according to the American Association for Long-Term Care Insurance…Read more
Nationwide
Long-Term Care is a Family Affair
Long-term care doesn't just affect the person receiving care. It has an impact on the entire family. You can help your clients protect their family and remain independent with the Nationwide® long-term care rider, available on select permanent life insurance products. Read more
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