Annuities
American General
Colorado Agent Annuity Training Requirements
The state of Colorado requires that agents complete a one-time, four-credit CE annuity training course AND a company-specific product training prior to soliciting or selling annuity products in the state. All producers licensed on or after April 1, 2011 must complete both of these requirements. For currently licensed producers, the CE annuity training course requirement becomes effective October 1, 2011, allowing currently licensed producers additional time to complete that requirement. However, the company product training requirement took effect April 1, 2011. This means that applications cannot be accepted for processing unless the training has been completed prior to the date of application… Read more
HorizonAchiever Annuity
HorizonAchiever offers clients a competitive interest rate guaranteed for six years! Share this case study with your clients.
Genworth
Apples to Apples
As we start a new quarter, this is a great time to be selling annuities. The spreads have increased when compared to Certificates of Deposit.
- According to Bankrate.com (as of 4/4/11) the National Average for a 5-year CD is 1.71%.
- After tax this will net your client about 1.23% with a marginal tax bracket of 28%.
- If we could offer a 67% better return could you sell it? We are offering 2.85% locked in for 5-years on our Secure Living Liberty ($100,000 to $249,999).
- How about a 93% better return? The Secure Living Rate Saver is offering 3.30% locked in for 7-years ($100,000 to $249,999).
- Or if you need a 5.40% return, we are currently offering this as a 1-year rate on our Secure Living Liberty ($250,000 or more).
SecureLiving Rate Saver fillable flyer
CD vs Annuity Consumer Brochure
State Replacement Regulations Reminder for Fixed Life Insurance (Including Linked Benefits) and Annuities
Lincoln Benefit
SPIA Payouts Have Increased
Our SPIA payouts have increased this week, making LBL even more competitively positioned in the marketplace. Take a look at sample annual payouts for a male, age 65, with a purchase payment of $100,000 (as of 04/04/2011):
- 10-Year Period Certain and Life: $587.25
- Life Only: $615.15
Run an illustration to see how competitive our IncomeReady SPIA payouts are for your customers.
Annuity Training Requirements for Producers in Oklahoma
Oklahoma has adopted Rule 25 which requires producers licensed prior to July 14, 2010, with an active lifeline of authority and who sell, solicit or negotiate annuity products, to complete annuity training by July 14, 2011. Read more
LTC
American General
Care for a Special Needs Dependent
Develop a plan to care for a special needs dependent using AG Secure Lifetime GUL.
Genworth
In-Force Rate Action State Implementation Announcement for Illinois
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Reminder: New Suitability/Personal Worksheet Forms Required April 4, 2011
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Reminder: Maryland Long Term Care Partnership Coverage Conversion to be Mailed in April 2011
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Updated Training Requirements for PA Long Term Care Products Effective 04/01/2011
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Lincoln Financial
No deductible or elimination - MoneyGuard Reserve Plus
Since 1988, Lincoln MoneyGuard universal life policies with optional long-term care riders have helped protect more than 60,000 clients from the risks of long-term care expenses. Read more
Mutual of Omaha
Full/Coverage Exchange letters being mailed to LTCi policyholders in Kansas
Your long-term care clients who purchased a LTC04i or LTC04i7 policy in Kansas prior to December 18, 2007 will receive a letter letting them know their policy is not partnership qualified, but they are eligible to exchange for a new partnership qualified policy. Prepare yourself to talk with these clients about the benefits of increasing their coverage in order to qualify for partnership benefits. View details
Revisions to the Mutual Care at Work and United Workplace Solutions portfolios
As we continuously monitor our multi-life block of business, we've found that a few revisions to the portfolios were necessary in order to remain competitive in the LTCi market (available in all states except CA). View details
Mutual Care at Work extended family member flyer
A fantastic customizable flyer for you to send to your Mutual Care at Work clients, letting them know that their extended family members may qualify for LTCi coverage with a premium allowance (available in all states except CA). Extended Family Member Flyer
Mutual Care Plus Portfolio now available in Texas
Check out the new and exciting benefits and options available to your clients through our individual and multi-life products. View Details, State Difference Matrix
West Coast Life
Key Differences of the ExtendCare Rider vs. other Chronic Illness and LTC Riders
West Coast Life LifeTime Platinum III UL with the optional ExtendCare Rider allows your client to accelerate up to 100% of their death benefit in the event the insured becomes chronically ill and qualifies for the benefit. Read more
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